#NamePriceMarket CapChangePrice Graph (24h)

BitSave Plan

ROI: 35% per 6 months
$ 5,000 Minimum Investment:
  • Fixed 45% return on capital in 6 months
  • Capital is locked for the full period
  • No management or withdrawal fees

Growth BTC Plan

ROI: 60% per 6 months
$ 20,000 Minimum Investment:
  • 60% return every 6 months (split quarterly or lump-sum)
  • Option to auto-compound at 10% bonus RO
  • Early withdrawal possible with a 10% penalty after 3 months
Popular

Elite BTC Plan

ROI: 75% per 6 months
$ 50,000 Minimum Investment:
  • 75% return in 6 months, with potential quarterly withdrawals
  • Flexible reinvestment options with loyalty bonuses (up to 10%)
  • Priority access to new investment products

BitSave Plan

ROI: 35% per 6 months
$ 5,000 Minimum Investment:
  • Fixed 45% return on capital in 6 months
  • Capital is locked for the full period
  • No management or withdrawal fees

Growth BTC Plan

ROI: 60% per 6 months
$ 20,000 Minimum Investment:
  • 60% return every 6 months (split quarterly or lump-sum)
  • Option to auto-compound at 10% bonus RO
  • Early withdrawal possible with a 10% penalty after 3 months
Popular

Elite BTC Plan

ROI: 75% per 6 months
$ 50,000 Minimum Investment:
  • 75% return in 6 months, with potential quarterly withdrawals
  • Flexible reinvestment options with loyalty bonuses (up to 10%)
  • Priority access to new investment products
Whether you're investing for the future, saving for something big, or building long-term wealth, PenmaCapital gives you the tools, guidance, and support to make it happen.

Invested Amount
Estimated Returns
Total Value

The chart above shows a hypothetical example comparing the growth of an investment account with a 7% annual return to a traditional savings account earning a 0.41% annual deposit rate, based on national averages as of February 18, 2025.* It assumes a consistent return over time, no withdrawals, and excludes taxes, fees, and inflation. Investment accounts are not FDIC insured and are subject to market risk, unlike traditional savings accounts that offer FDIC protection. Each account type offers different advantages and limitations that should be considered before choosing what’s right for you.

Use the slider to adjust monthly contributions and see how those changes may affect long-term growth in an investment account versus a savings account. The default contribution shown is $250 per month, but you can modify this from $1 to $1,000. For example, contributing $250 monthly could grow to approximately $304,993 over 30 years in an investment account, compared to $95,752 in a savings account, assuming end-of-month compounding.

This example does not reflect any specific investment and is not a guarantee of future performance. The 7% annual return used is a hypothetical average and actual returns may vary. Investment results are not assured, and losses are possible.

*Source: FDIC National Rates and Rate Caps.

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BitSave Plan

ROI: 35% per 6 months
$ 5,000 Minimum Investment:
  • Fixed 45% return on capital in 6 months
  • Capital is locked for the full period
  • No management or withdrawal fees

Growth BTC Plan

ROI: 60% per 6 months
$ 20,000 Minimum Investment:
  • 60% return every 6 months (split quarterly or lump-sum)
  • Option to auto-compound at 10% bonus RO
  • Early withdrawal possible with a 10% penalty after 3 months
Popular

Elite BTC Plan

ROI: 75% per 6 months
$ 50,000 Minimum Investment:
  • 75% return in 6 months, with potential quarterly withdrawals
  • Flexible reinvestment options with loyalty bonuses (up to 10%)
  • Priority access to new investment products